This page (together with the documents referred to on it) tells you the terms of use on which you may make use of my website. ("Website"), whether as a guest or a registered user. Please read these Terms of Website Use carefully before you start to use the Website. By using our Website, you indicate that you accept these Terms of Website Use and that you agree to abide by them. If you do not agree to these Terms of Website Use, please refrain from using our Website.

Information about the author.

This website is developed and operated by Andrei Keino. ("Author").

Accessing author’s Website

Access to auhor’s Website is permitted on a temporary basis, and auhor reserve the right to amend the information or withdraw the services auhor provide on his Website without notice (see below). Auhor will not be liable if for any reason his Website is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to auhor’s Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they comply with them.

Intellectual Property Rights

Auhor is the owner or the licensee of all intellectual property rights in his Website (including but not limited to the services other intellectual property rights offered on or via the Website) and in the material published on it. Those works are protected by copyright laws, and treaties around the world. All such rights are reserved.

You may print off one copy, copy and may download extracts, of any page(s) from our Website for your personal reference and you may draw the attention of others within your organisation to material posted on our Website.

You must not modify the paper or digital copies of any materials you have printed off copied or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our Website must always be acknowledged.

You must not use any part of the materials on auhor’s Website for commercial purposes without obtaining a licence to do so from auhor or our licensors.

If you print off, copy or download any part of our Website in breach of these Terms of Website Use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made whether modified or unmodified.

Reliance on information posted

Commentary and other materials posted on our Website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our Website, or by anyone who may be informed of any of its contents.

Our Website changes regularly

Author aim to update our Website regularly, and may change the content at any time. If the need arises, he may suspend access to his Website, or close it indefinitely. Any of the material on auhor’s Website may be out of date at any given time, and he is under no obligation to update such material.

Auhor’s liability

The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy or completeness. To the extent permitted by law, We, other members of our group of companies and third parties connected to us, hereby expressly exclude:

This does not affect author’s liability for death or personal injury arising from author negligence, nor author’s liability for fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.

Information about you and your visits to our Website

Author process information about you in accordance with our Privacy Policy and Cookie Policy. By using aithor’s Website, you consent to store information with cookies, local storage, and to store your user email in database, and you warrant that all data provided by you is accurate and complete.

Services provided through our Website

Website provides services for investment’s portfolio optimization.

Uploading material to our Website

Whenever you make use of a feature that allows you to upload material to our Website, or to make contact with other users of our Website, you must comply with the Content Standards set out below. You confirm that any such Contribution does comply with those standards, and you indemnify us for any failure to comply.

Any material you upload to author’s Website will be considered non-confidential and non-proprietary, and author have the right to use, copy, distribute and disclose to third parties any such material for any purpose. Author also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to author’s Website constitutes a violation of their intellectual property rights, breach of their confidential information or of their right to privacy.

Author will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our Website.

Author have the right to remove any material or posting you make on our Website if, in our opinion, such material does not comply with the Content Standards set out below.

Payment terms

There is no refund or payback payments or money return for this website services. You may not require money return for paid services on this website. Please be careful with the payments for services of this website.

Prohibited uses

You may use author’s Website only for lawful purposes. You may not use author’s Website:

We exclude liability for actions taken in response to breaches of these Website Terms of Use. The responses described in these Website Terms of Use are not limited, and we may take any other action we reasonably deem appropriate.

Jurisdiction and Applicable Law

The Russia courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to author’s Website although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

These Terms of Website Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of Russia.


Author may revise these Terms of Website Use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes author made, as they are binding on you. Some of the provisions contained in these Terms of Website Use may also be superseded by provisions or notices published elsewhere on author’s Website.

Your concerns

If you have any concerns about material which appears on author’s Website, please contact the author. Thank you for visiting my Website.